{"attribution":"databutler.dev","docs":"https://databutler.dev/api","note":"Entries newest first: from/to, effectiveFrom, the official source, and a maintainer note where recorded.","protocol":"verified-changes/0.1","schema":"https://databutler.dev/schema/changes.v0.json","publisher":{"name":"Data Butler","url":"https://databutler.dev/"},"generated":"2026-11-06","since":"2026-08-31","area":"all","coverageStart":"2026-08-31","areasCovered":["uk-rates","uk-exams","vehicles","software-eol","policy-rates","us-rates","de-rates","uk-vehicle-rules","uk-exam-dates","calendar","uk-gov-process","jp-vehicle-costs","jp-living-costs","uk-inflation","us-inflation"],"count":100,"entries":[{"area":"uk-gov-process","key":"register-birth/id-to-take","label":"What to take","from":"at least one form of identification; the red book may be asked for","to":"proof of identity with your first name and surname: for a registration on or before 8 November 2026 one document (passport, birth certificate, deed poll, driving licence, proof of address, Council Tax bill, or marriage or civil partnership certificate); from 9 November 2026 one listed identity document (for example a passport, valid or expired, a current UK driving licence or a birth or adoption certificate) or two secondary documents (for example a utility bill, Council Tax statement, bank statement or P45/P60); the red book may be asked for","unit":"statement","effectiveFrom":"2026-10-28","source":"https://www.gov.uk/register-birth","verifiedDate":"2026-11-02","note":"What to take: gov.uk now lists the identity documents a registrar accepts (page updated 28 October 2026), with a stricter list from 9 November 2026 — one listed identity document (passport, UK driving licence, birth or adoption certificate and others) or two secondary documents (utility bill, Council Tax statement, bank statement, P45/P60 and others); before, the page only said to take at least one form of identification (previous: gov.uk/register-birth, National Archives capture 30 September 2026). The 42-day deadline and the £12.50 certificate fee are unchanged.","factKey":"uk/gov/register-birth/id-to-take"},{"area":"jp-vehicle-costs","key":"cali/passenger-12m","label":"Private passenger car, 12-month policy starting on or after 2026-11-01","from":11500,"to":12250,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"Private passenger car, 12-month policy starting on or after 2026-11-01: 11500 → 12250 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/passenger-12m"},{"area":"jp-vehicle-costs","key":"cali/passenger-24m","label":"Private passenger car, 24-month policy starting on or after 2026-11-01","from":17650,"to":18560,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"Private passenger car, 24-month policy starting on or after 2026-11-01: 17650 → 18560 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/passenger-24m"},{"area":"jp-vehicle-costs","key":"cali/passenger-25m","label":"Private passenger car, 25-month policy starting on or after 2026-11-01","from":18160,"to":19070,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf","verifiedDate":"2026-11-01","note":"Private passenger car, 25-month policy starting on or after 2026-11-01: 18160 → 19070 JPY from 2026-11-01 (https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/passenger-25m"},{"area":"jp-vehicle-costs","key":"cali/passenger-36m","label":"Private passenger car, 36-month policy starting on or after 2026-11-01","from":23690,"to":24690,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"Private passenger car, 36-month policy starting on or after 2026-11-01: 23690 → 24690 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/passenger-36m"},{"area":"jp-vehicle-costs","key":"cali/passenger-37m","label":"Private passenger car, 37-month policy starting on or after 2026-11-01","from":24190,"to":25180,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf","verifiedDate":"2026-11-01","note":"Private passenger car, 37-month policy starting on or after 2026-11-01: 24190 → 25180 JPY from 2026-11-01 (https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/passenger-37m"},{"area":"jp-vehicle-costs","key":"cali/kei-12m","label":"Kei car (inspected), 12-month policy starting on or after 2026-11-01","from":11440,"to":12300,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"Kei car (inspected), 12-month policy starting on or after 2026-11-01: 11440 → 12300 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/kei-12m"},{"area":"jp-vehicle-costs","key":"cali/kei-24m","label":"Kei car (inspected), 24-month policy starting on or after 2026-11-01","from":17540,"to":18660,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"Kei car (inspected), 24-month policy starting on or after 2026-11-01: 17540 → 18660 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/kei-24m"},{"area":"jp-vehicle-costs","key":"cali/kei-25m","label":"Kei car (inspected), 25-month policy starting on or after 2026-11-01","from":18040,"to":19170,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf","verifiedDate":"2026-11-01","note":"Kei car (inspected), 25-month policy starting on or after 2026-11-01: 18040 → 19170 JPY from 2026-11-01 (https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/kei-25m"},{"area":"jp-vehicle-costs","key":"cali/kei-36m","label":"Kei car (inspected), 36-month policy starting on or after 2026-11-01","from":23520,"to":24830,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"Kei car (inspected), 36-month policy starting on or after 2026-11-01: 23520 → 24830 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/kei-36m"},{"area":"jp-vehicle-costs","key":"cali/kei-37m","label":"Kei car (inspected), 37-month policy starting on or after 2026-11-01","from":24010,"to":25330,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf","verifiedDate":"2026-11-01","note":"Kei car (inspected), 37-month policy starting on or after 2026-11-01: 24010 → 25330 JPY from 2026-11-01 (https://www.giroj.or.jp/ratemaking/cali/pdf/202604_table.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/kei-37m"},{"area":"jp-vehicle-costs","key":"cali/current-table-applies-from","label":"The revised table (2026-04-30 filing) applies to policies whose term starts on or after 2026-11-01","from":"2023-04-01","to":"2026-11-01","unit":"date","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-11-01","note":"The revised table (2026-04-30 filing) applies to policies whose term starts on or after 2026-11-01: 2023-04-01 → 2026-11-01 date from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf) — revised 基準料率 filed by GIROJ on 2026-04-30 (FSA 第153回自賠責保険審議会 資料1), for policies whose term starts on or after 2026-11-01; the 2023-01-18 table applied from 2023-04-01 to 2026-10-31.","factKey":"jp/cali/current-table-applies-from"},{"area":"us-rates","key":"retirement/qcd-limit","label":"Qualified charitable distribution annual limit, § 408(d)(8)(A)","from":108000,"to":111000,"unit":"USD/year","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/n-25-67.pdf","verifiedDate":"2026-10-31","note":"Notice 2025-67: qualified charitable distribution limit, up from $108,000. First served here 2026-10-31.","taxYear":"2026","factKey":"us/retirement/qcd-limit"},{"area":"us-rates","key":"social-security-benefits/bend-point-first","label":"PIA formula first bend point, workers first eligible in 2026","from":1226,"to":1286,"unit":"USD/month of AIME","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/cola/bendpoints.html","verifiedDate":"2026-10-31","note":"SSA Benefit Formula Bend Points table. First served here 2026-10-31.","taxYear":"2026","factKey":"us/social-security-benefits/bend-point-first"},{"area":"us-rates","key":"social-security-benefits/bend-point-second","label":"PIA formula second bend point, workers first eligible in 2026","from":7391,"to":7749,"unit":"USD/month of AIME","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/cola/bendpoints.html","verifiedDate":"2026-10-31","note":"SSA Benefit Formula Bend Points table. First served here 2026-10-31.","taxYear":"2026","factKey":"us/social-security-benefits/bend-point-second"},{"area":"us-rates","key":"social-security-benefits/bend-point-first-2027","label":"PIA formula first bend point, workers first eligible in 2027","from":1286,"to":1340,"unit":"USD/month of AIME","effectiveFrom":"2027-01-01","source":"https://www.ssa.gov/oact/cola/bendpoints.html","verifiedDate":"2026-10-31","note":"SSA Benefit Formula Bend Points table. First served here 2026-10-31.","taxYear":"2027","factKey":"us/social-security-benefits/bend-point-first-2027"},{"area":"us-rates","key":"social-security-benefits/bend-point-second-2027","label":"PIA formula second bend point, workers first eligible in 2027","from":7749,"to":8077,"unit":"USD/month of AIME","effectiveFrom":"2027-01-01","source":"https://www.ssa.gov/oact/cola/bendpoints.html","verifiedDate":"2026-10-31","note":"SSA Benefit Formula Bend Points table. First served here 2026-10-31.","taxYear":"2027","factKey":"us/social-security-benefits/bend-point-second-2027"},{"area":"us-rates","key":"social-security-benefits/earnings-test-lower","label":"Retirement earnings test exempt amount in 2026, years before the year of reaching full retirement age","from":23400,"to":24480,"unit":"USD/year","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/cola/rtea.html","verifiedDate":"2026-10-31","note":"SSA Exempt Amounts Under the Earnings Test table. First served here 2026-10-31.","taxYear":"2026","factKey":"us/social-security-benefits/earnings-test-lower"},{"area":"us-rates","key":"social-security-benefits/earnings-test-higher","label":"Retirement earnings test exempt amount in 2026, the year of reaching full retirement age","from":62160,"to":65160,"unit":"USD/year","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/cola/rtea.html","verifiedDate":"2026-10-31","note":"SSA Exempt Amounts Under the Earnings Test table. First served here 2026-10-31.","taxYear":"2026","factKey":"us/social-security-benefits/earnings-test-higher"},{"area":"us-rates","key":"social-security-benefits/earnings-test-lower-2027","label":"Retirement earnings test exempt amount in 2027, years before the year of reaching full retirement age","from":24480,"to":25560,"unit":"USD/year","effectiveFrom":"2027-01-01","source":"https://www.ssa.gov/oact/cola/rtea.html","verifiedDate":"2026-10-31","note":"SSA Exempt Amounts Under the Earnings Test table. First served here 2026-10-31.","taxYear":"2027","factKey":"us/social-security-benefits/earnings-test-lower-2027"},{"area":"us-rates","key":"social-security-benefits/earnings-test-higher-2027","label":"Retirement earnings test exempt amount in 2027, the year of reaching full retirement age","from":65160,"to":67920,"unit":"USD/year","effectiveFrom":"2027-01-01","source":"https://www.ssa.gov/oact/cola/rtea.html","verifiedDate":"2026-10-31","note":"SSA Exempt Amounts Under the Earnings Test table. First served here 2026-10-31.","taxYear":"2027","factKey":"us/social-security-benefits/earnings-test-higher-2027"},{"area":"us-rates","key":"social-security-benefits/max-benefit-at-fra-2027","label":"Initial monthly benefit, retirement at age 67 in January 2027 with maximum-taxable earnings since age 22","from":4207,"to":4188,"unit":"USD/month","effectiveFrom":"2027-01-01","source":"https://www.ssa.gov/oact/cola/examplemax.html","verifiedDate":"2026-10-31","note":"SSA Workers with Maximum-Taxable Earnings table: initial benefit at 67 for January 2027 retirement. The 2026 row is a different retirement cohort, so the lower figure is not a benefit cut.","taxYear":"2027","factKey":"us/social-security-benefits/max-benefit-at-fra-2027"},{"area":"us-rates","key":"social-security-benefits/cola-2027","label":"Cost-of-living adjustment beginning with December 2026 benefits (payable January 2027)","from":2.8,"to":3.6,"unit":"%","effectiveFrom":"2026-12-01","source":"https://www.ssa.gov/oact/cola/latestCOLA.html","verifiedDate":"2026-10-31","note":"SSA Latest Cost-of-Living Adjustment page: 3.6 percent from December 2026 benefits, payable January 2027. The 2.8% adjustment stays at social-security/cola.","taxYear":"2027","factKey":"us/social-security-benefits/cola-2027"},{"area":"us-rates","key":"medicare-costs/part-b-standard-premium","label":"Medicare Part B standard monthly premium, 2026","from":185,"to":202.9,"unit":"USD/month","effectiveFrom":"2026-01-01","source":"https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles","verifiedDate":"2026-10-31","note":"CMS fact sheet of Nov. 14, 2025 for 2026 Medicare amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/part-b-standard-premium"},{"area":"us-rates","key":"medicare-costs/part-b-deductible","label":"Medicare Part B annual deductible, 2026","from":257,"to":283,"unit":"USD/year","effectiveFrom":"2026-01-01","source":"https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles","verifiedDate":"2026-10-31","note":"CMS fact sheet of Nov. 14, 2025 for 2026 Medicare amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/part-b-deductible"},{"area":"us-rates","key":"medicare-costs/part-a-deductible","label":"Medicare Part A inpatient hospital deductible per benefit period, 2026","from":1676,"to":1736,"unit":"USD/benefit period","effectiveFrom":"2026-01-01","source":"https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles","verifiedDate":"2026-10-31","note":"CMS fact sheet of Nov. 14, 2025 for 2026 Medicare amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/part-a-deductible"},{"area":"us-rates","key":"capital-gains/zero-rate-max-married-joint","label":"Maximum zero rate amount: married filing jointly and surviving spouse","from":96700,"to":98900,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/zero-rate-max-married-joint"},{"area":"us-rates","key":"capital-gains/zero-rate-max-married-separate","label":"Maximum zero rate amount: married filing separately","from":48350,"to":49450,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/zero-rate-max-married-separate"},{"area":"us-rates","key":"capital-gains/zero-rate-max-head-of-household","label":"Maximum zero rate amount: head of household","from":64750,"to":66200,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/zero-rate-max-head-of-household"},{"area":"us-rates","key":"capital-gains/zero-rate-max-single","label":"Maximum zero rate amount: all other individuals","from":48350,"to":49450,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/zero-rate-max-single"},{"area":"us-rates","key":"capital-gains/fifteen-rate-max-married-joint","label":"Maximum 15% rate amount: married filing jointly and surviving spouse","from":600050,"to":613700,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/fifteen-rate-max-married-joint"},{"area":"us-rates","key":"capital-gains/fifteen-rate-max-married-separate","label":"Maximum 15% rate amount: married filing separately","from":300000,"to":306850,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/fifteen-rate-max-married-separate"},{"area":"us-rates","key":"capital-gains/fifteen-rate-max-head-of-household","label":"Maximum 15% rate amount: head of household","from":566700,"to":579600,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/fifteen-rate-max-head-of-household"},{"area":"us-rates","key":"capital-gains/fifteen-rate-max-single","label":"Maximum 15% rate amount: all other individuals","from":533400,"to":545500,"unit":"USD taxable income","effectiveFrom":"2026-01-01","source":"https://www.irs.gov/pub/irs-drop/rp-25-32.pdf","verifiedDate":"2026-10-31","note":"Rev. Proc. 2025-32 § 3.03 maximum capital gains rate amounts, up from Rev. Proc. 2024-40. First served here 2026-10-31.","taxYear":"2026","factKey":"us/capital-gains/fifteen-rate-max-single"},{"area":"us-rates","key":"income-tax/senior-deduction","label":"Enhanced deduction for seniors (age 65 and older), per eligible individual, tax years 2025 through 2028","from":null,"to":6000,"unit":"USD/year per eligible individual","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/newsroom/one-big-beautiful-bill-act-tax-deductions-for-working-americans-and-seniors","verifiedDate":"2026-10-31","note":"IRS FS-2025-03 and Schedule 1-A (Form 1040) 2025. In force for 2025 through 2028. First served here 2026-10-31.","taxYear":"2026","factKey":"us/income-tax/senior-deduction"},{"area":"us-rates","key":"income-tax/senior-deduction-phase-out-start-single","label":"Enhanced deduction for seniors: MAGI where the phase-out starts, other than joint filers","from":null,"to":75000,"unit":"USD MAGI","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/newsroom/one-big-beautiful-bill-act-tax-deductions-for-working-americans-and-seniors","verifiedDate":"2026-10-31","note":"IRS FS-2025-03 and Schedule 1-A (Form 1040) 2025. In force for 2025 through 2028. First served here 2026-10-31.","taxYear":"2026","factKey":"us/income-tax/senior-deduction-phase-out-start-single"},{"area":"us-rates","key":"income-tax/senior-deduction-phase-out-start-married-joint","label":"Enhanced deduction for seniors: MAGI where the phase-out starts, joint filers","from":null,"to":150000,"unit":"USD MAGI","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/newsroom/one-big-beautiful-bill-act-tax-deductions-for-working-americans-and-seniors","verifiedDate":"2026-10-31","note":"IRS FS-2025-03 and Schedule 1-A (Form 1040) 2025. In force for 2025 through 2028. First served here 2026-10-31.","taxYear":"2026","factKey":"us/income-tax/senior-deduction-phase-out-start-married-joint"},{"area":"us-rates","key":"income-tax/senior-deduction-phase-out-rate","label":"Enhanced deduction for seniors: reduction per dollar of MAGI over the start, applied to each $6,000","from":null,"to":6,"unit":"% of MAGI over the start","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/pub/irs-pdf/f1040s1a.pdf","verifiedDate":"2026-10-31","note":"IRS FS-2025-03 and Schedule 1-A (Form 1040) 2025. In force for 2025 through 2028. First served here 2026-10-31.","taxYear":"2026","factKey":"us/income-tax/senior-deduction-phase-out-rate"},{"area":"us-rates","key":"retirement/uniform-lifetime-table","label":"RMD Uniform Lifetime Table (Table III): applicable denominator by age, for unmarried owners, married owners whose spouses are not more than 10 years younger, and married owners whose spouses are not the sole beneficiaries","from":null,"to":[{"age":72,"applicableDenominator":27.4},{"age":73,"applicableDenominator":26.5},{"age":74,"applicableDenominator":25.5},{"age":75,"applicableDenominator":24.6},{"age":76,"applicableDenominator":23.7},{"age":77,"applicableDenominator":22.9},{"age":78,"applicableDenominator":22},{"age":79,"applicableDenominator":21.1},{"age":80,"applicableDenominator":20.2},{"age":81,"applicableDenominator":19.4},{"age":82,"applicableDenominator":18.5},{"age":83,"applicableDenominator":17.7},{"age":84,"applicableDenominator":16.8},{"age":85,"applicableDenominator":16},{"age":86,"applicableDenominator":15.2},{"age":87,"applicableDenominator":14.4},{"age":88,"applicableDenominator":13.7},{"age":89,"applicableDenominator":12.9},{"age":90,"applicableDenominator":12.2},{"age":91,"applicableDenominator":11.5},{"age":92,"applicableDenominator":10.8},{"age":93,"applicableDenominator":10.1},{"age":94,"applicableDenominator":9.5},{"age":95,"applicableDenominator":8.9},{"age":96,"applicableDenominator":8.4},{"age":97,"applicableDenominator":7.8},{"age":98,"applicableDenominator":7.3},{"age":99,"applicableDenominator":6.8},{"age":100,"applicableDenominator":6.4},{"age":101,"applicableDenominator":6},{"age":102,"applicableDenominator":5.6},{"age":103,"applicableDenominator":5.2},{"age":104,"applicableDenominator":4.9},{"age":105,"applicableDenominator":4.6},{"age":106,"applicableDenominator":4.3},{"age":107,"applicableDenominator":4.1},{"age":108,"applicableDenominator":3.9},{"age":109,"applicableDenominator":3.7},{"age":110,"applicableDenominator":3.5},{"age":111,"applicableDenominator":3.4},{"age":112,"applicableDenominator":3.3},{"age":113,"applicableDenominator":3.1},{"age":114,"applicableDenominator":3},{"age":115,"applicableDenominator":2.9},{"age":116,"applicableDenominator":2.8},{"age":117,"applicableDenominator":2.7},{"age":118,"applicableDenominator":2.5},{"age":119,"applicableDenominator":2.3},{"age":120,"applicableDenominator":2,"andOver":true}],"unit":"divisor of the prior year-end balance, by age reached in the year","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/publications/p590b","verifiedDate":"2026-10-31","note":"IRS Publication 590-B (2025), Appendix B, Table III. First served here 2026-10-31; the table did not change on this date.","taxYear":"2026","factKey":"us/retirement/uniform-lifetime-table"},{"area":"us-rates","key":"retirement/rmd-applicable-age-by-birth-year","label":"RMD applicable age by date of birth (the 1959 row is reserved in the final regulations; the proposed value is shown separately)","from":null,"to":[{"bornBefore":"1949-07-01","applicableAge":70.5},{"bornFrom":"1949-07-01","bornBefore":"1951-01-01","applicableAge":72},{"bornFrom":"1951-01-01","bornBefore":"1959-01-01","applicableAge":73},{"bornFrom":"1959-01-01","bornBefore":"1960-01-01","applicableAge":null,"proposedApplicableAge":73,"status":"reserved in 26 CFR 1.401(a)(9)-2(b)(2)(v); age 73 is proposed, not final"},{"bornFrom":"1960-01-01","applicableAge":75}],"unit":"years of age by date of birth","effectiveFrom":"2023-01-01","source":"https://www.ecfr.gov/current/title-26/section-1.401(a)(9)-2","verifiedDate":"2026-10-31","note":"26 CFR 1.401(a)(9)-2(b)(2). The 1959 paragraph is reserved; Federal Register 2024-14543 proposes age 73. First served here 2026-10-31.","taxYear":"2026","factKey":"us/retirement/rmd-applicable-age-by-birth-year"},{"area":"us-rates","key":"social-security-benefits/full-retirement-age-by-birth-year","label":"Full (normal) retirement age by year of birth","from":null,"to":[{"born":"1943-1954","years":66,"months":0},{"born":"1955","years":66,"months":2},{"born":"1956","years":66,"months":4},{"born":"1957","years":66,"months":6},{"born":"1958","years":66,"months":8},{"born":"1959","years":66,"months":10},{"born":"1960 and later","years":67,"months":0}],"unit":"years and months of age","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/benefits/retirement/planner/agereduction.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/benefits/retirement/planner/agereduction.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/full-retirement-age-by-birth-year"},{"area":"us-rates","key":"social-security-benefits/early-reduction-worker-first-36-months","label":"Early-retirement reduction of the worker benefit, each of the first 36 months before full retirement age","from":null,"to":"5/9","unit":"% of PIA per month (a fraction of 1%)","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/quickcalc/earlyretire.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/oact/quickcalc/earlyretire.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/early-reduction-worker-first-36-months"},{"area":"us-rates","key":"social-security-benefits/early-reduction-worker-additional-months","label":"Early-retirement reduction of the worker benefit, each month beyond the first 36","from":null,"to":"5/12","unit":"% of PIA per month (a fraction of 1%)","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/quickcalc/earlyretire.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/oact/quickcalc/earlyretire.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/early-reduction-worker-additional-months"},{"area":"us-rates","key":"social-security-benefits/early-reduction-spouse-first-36-months","label":"Early-retirement reduction of the spouse benefit, each of the first 36 months before full retirement age","from":null,"to":"25/36","unit":"% of spouse benefit per month (a fraction of 1%)","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/quickcalc/earlyretire.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/oact/quickcalc/earlyretire.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/early-reduction-spouse-first-36-months"},{"area":"us-rates","key":"social-security-benefits/early-reduction-spouse-additional-months","label":"Early-retirement reduction of the spouse benefit, each month beyond the first 36","from":null,"to":"5/12","unit":"% of spouse benefit per month (a fraction of 1%)","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/oact/quickcalc/earlyretire.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/oact/quickcalc/earlyretire.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/early-reduction-spouse-additional-months"},{"area":"us-rates","key":"social-security-benefits/delayed-credit-monthly","label":"Delayed retirement credit per month after full retirement age, born 1943 or later, up to age 70","from":null,"to":"2/3","unit":"% per month (a fraction of 1%)","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/benefits/retirement/planner/delayret.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/benefits/retirement/planner/delayret.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/delayed-credit-monthly"},{"area":"us-rates","key":"social-security-benefits/delayed-credit-annual","label":"Delayed retirement credit per 12 months after full retirement age, born 1943 or later, up to age 70","from":null,"to":8,"unit":"%/year","effectiveFrom":"2026-01-01","source":"https://www.ssa.gov/benefits/retirement/planner/delayret.html","verifiedDate":"2026-10-31","note":"SSA benefit rule read from ssa.gov/benefits/retirement/planner/delayret.html. First served here 2026-10-31; the rule did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/delayed-credit-annual"},{"area":"us-rates","key":"social-security-benefits/taxation-base-amount-single","label":"Base amount for taxing benefits: single, head of household, qualifying surviving spouse, or married filing separately and apart all year","from":null,"to":25000,"unit":"USD/year","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/publications/p915","verifiedDate":"2026-10-31","note":"IRS Publication 915 (2025). First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/taxation-base-amount-single"},{"area":"us-rates","key":"social-security-benefits/taxation-base-amount-married-joint","label":"Base amount for taxing benefits: married filing jointly","from":null,"to":32000,"unit":"USD/year","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/publications/p915","verifiedDate":"2026-10-31","note":"IRS Publication 915 (2025). First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/taxation-base-amount-married-joint"},{"area":"us-rates","key":"social-security-benefits/taxation-base-amount-married-separate-together","label":"Base amount for taxing benefits: married filing separately and lived with spouse at any time in the year","from":null,"to":0,"unit":"USD/year","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/publications/p915","verifiedDate":"2026-10-31","note":"IRS Publication 915 (2025). First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/taxation-base-amount-married-separate-together"},{"area":"us-rates","key":"social-security-benefits/taxation-85-percent-threshold-single","label":"Income above which up to 85% of benefits can be taxable: other than married filing jointly","from":null,"to":34000,"unit":"USD/year","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/publications/p915","verifiedDate":"2026-10-31","note":"IRS Publication 915 (2025). First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/taxation-85-percent-threshold-single"},{"area":"us-rates","key":"social-security-benefits/taxation-85-percent-threshold-married-joint","label":"Income above which up to 85% of benefits can be taxable: married filing jointly","from":null,"to":44000,"unit":"USD/year","effectiveFrom":"2025-01-01","source":"https://www.irs.gov/publications/p915","verifiedDate":"2026-10-31","note":"IRS Publication 915 (2025). First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/social-security-benefits/taxation-85-percent-threshold-married-joint"},{"area":"us-rates","key":"medicare-costs/part-d-out-of-pocket-limit","label":"Medicare Part D yearly out-of-pocket limit, 2026","from":null,"to":2100,"unit":"USD/year","effectiveFrom":"2026-01-01","source":"https://www.medicare.gov/basics/costs/medicare-costs","verifiedDate":"2026-10-31","note":"Medicare.gov Costs page, 2026 amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/part-d-out-of-pocket-limit"},{"area":"us-rates","key":"medicare-costs/irmaa-individual-return","label":"IRMAA 2026: beneficiaries who file individual tax returns, full Part B coverage and Part D","from":null,"to":[{"magiAtMost":109000,"partBAdjustment":0,"partBTotalPremium":202.9,"partDAdjustment":0},{"magiOver":109000,"magiAtMost":137000,"partBAdjustment":81.2,"partBTotalPremium":284.1,"partDAdjustment":14.5},{"magiOver":137000,"magiAtMost":171000,"partBAdjustment":202.9,"partBTotalPremium":405.8,"partDAdjustment":37.5},{"magiOver":171000,"magiAtMost":205000,"partBAdjustment":324.6,"partBTotalPremium":527.5,"partDAdjustment":60.4},{"magiOver":205000,"magiLessThan":500000,"partBAdjustment":446.3,"partBTotalPremium":649.2,"partDAdjustment":83.3},{"magiAtLeast":500000,"partBAdjustment":487,"partBTotalPremium":689.9,"partDAdjustment":91}],"unit":"USD/month by MAGI row (partBAdjustment, partBTotalPremium; partDAdjustment is added to the plan premium)","effectiveFrom":"2026-01-01","source":"https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles","verifiedDate":"2026-10-31","note":"CMS fact sheet of Nov. 14, 2025 for 2026 Medicare amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/irmaa-individual-return"},{"area":"us-rates","key":"medicare-costs/irmaa-joint-return","label":"IRMAA 2026: beneficiaries who file joint tax returns, full Part B coverage and Part D","from":null,"to":[{"magiAtMost":218000,"partBAdjustment":0,"partBTotalPremium":202.9,"partDAdjustment":0},{"magiOver":218000,"magiAtMost":274000,"partBAdjustment":81.2,"partBTotalPremium":284.1,"partDAdjustment":14.5},{"magiOver":274000,"magiAtMost":342000,"partBAdjustment":202.9,"partBTotalPremium":405.8,"partDAdjustment":37.5},{"magiOver":342000,"magiAtMost":410000,"partBAdjustment":324.6,"partBTotalPremium":527.5,"partDAdjustment":60.4},{"magiOver":410000,"magiLessThan":750000,"partBAdjustment":446.3,"partBTotalPremium":649.2,"partDAdjustment":83.3},{"magiAtLeast":750000,"partBAdjustment":487,"partBTotalPremium":689.9,"partDAdjustment":91}],"unit":"USD/month by MAGI row (partBAdjustment, partBTotalPremium; partDAdjustment is added to the plan premium)","effectiveFrom":"2026-01-01","source":"https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles","verifiedDate":"2026-10-31","note":"CMS fact sheet of Nov. 14, 2025 for 2026 Medicare amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/irmaa-joint-return"},{"area":"us-rates","key":"medicare-costs/irmaa-married-separate","label":"IRMAA 2026: married, lived with spouse at any time in the year, filing separately, full Part B coverage and Part D","from":null,"to":[{"magiAtMost":109000,"partBAdjustment":0,"partBTotalPremium":202.9,"partDAdjustment":0},{"magiOver":109000,"magiLessThan":391000,"partBAdjustment":446.3,"partBTotalPremium":649.2,"partDAdjustment":83.3},{"magiAtLeast":391000,"partBAdjustment":487,"partBTotalPremium":689.9,"partDAdjustment":91}],"unit":"USD/month by MAGI row (partBAdjustment, partBTotalPremium; partDAdjustment is added to the plan premium)","effectiveFrom":"2026-01-01","source":"https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles","verifiedDate":"2026-10-31","note":"CMS fact sheet of Nov. 14, 2025 for 2026 Medicare amounts. First served here 2026-10-31.","taxYear":"2026","factKey":"us/medicare-costs/irmaa-married-separate"},{"area":"us-rates","key":"capital-gains/niit-rate","label":"Net Investment Income Tax rate","from":null,"to":3.8,"unit":"%","effectiveFrom":"2013-01-01","source":"https://www.irs.gov/individuals/net-investment-income-tax","verifiedDate":"2026-10-31","note":"IRS Net Investment Income Tax page. First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/capital-gains/niit-rate"},{"area":"us-rates","key":"capital-gains/niit-threshold-married-joint","label":"Net Investment Income Tax MAGI threshold: married filing jointly","from":null,"to":250000,"unit":"USD MAGI","effectiveFrom":"2013-01-01","source":"https://www.irs.gov/individuals/net-investment-income-tax","verifiedDate":"2026-10-31","note":"IRS Net Investment Income Tax page. First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/capital-gains/niit-threshold-married-joint"},{"area":"us-rates","key":"capital-gains/niit-threshold-married-separate","label":"Net Investment Income Tax MAGI threshold: married filing separately","from":null,"to":125000,"unit":"USD MAGI","effectiveFrom":"2013-01-01","source":"https://www.irs.gov/individuals/net-investment-income-tax","verifiedDate":"2026-10-31","note":"IRS Net Investment Income Tax page. First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/capital-gains/niit-threshold-married-separate"},{"area":"us-rates","key":"capital-gains/niit-threshold-single","label":"Net Investment Income Tax MAGI threshold: single or head of household","from":null,"to":200000,"unit":"USD MAGI","effectiveFrom":"2013-01-01","source":"https://www.irs.gov/individuals/net-investment-income-tax","verifiedDate":"2026-10-31","note":"IRS Net Investment Income Tax page. First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/capital-gains/niit-threshold-single"},{"area":"us-rates","key":"capital-gains/niit-threshold-surviving-spouse","label":"Net Investment Income Tax MAGI threshold: qualifying widow(er) with a child","from":null,"to":250000,"unit":"USD MAGI","effectiveFrom":"2013-01-01","source":"https://www.irs.gov/individuals/net-investment-income-tax","verifiedDate":"2026-10-31","note":"IRS Net Investment Income Tax page. First served here 2026-10-31; the amount did not change on this date.","taxYear":"2026","factKey":"us/capital-gains/niit-threshold-surviving-spouse"},{"area":"uk-inflation","key":"cpi/annual-rate","label":"CPI 12-month inflation rate (all items)","from":3.1,"to":3.5,"unit":"%","effectiveFrom":"2026-10-21","source":"https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/d7g7/mm23","verifiedDate":"2026-10-31","note":"First derivation of data/uk-inflation.json from the ONS time series D7G7 (\"CPI ANNUAL RATE 00: ALL ITEMS 2015=100\", dataset MM23): the UK CPI 12-month inflation rate, all items, 3.1% for August 2026 → 3.5% for September 2026, published by the ONS on 2026-10-21. The same series' calendar-year rates (2021 2.6, 2022 9.1, 2023 7.3, 2024 2.5, 2025 3.4) arrive as cpi/annual-average-<year> with no entry. Next ONS release: 2026-11-18.","period":"2026-09","factKey":"uk/cpi/annual-rate"},{"area":"uk-inflation","key":"cpi/index-level","label":"CPI index (all items)","from":143.6,"to":144.1,"unit":"index, 2015=100","effectiveFrom":"2026-10-21","source":"https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/d7bt/mm23","verifiedDate":"2026-10-31","note":"First derivation of data/uk-inflation.json from the ONS time series D7BT (\"CPI INDEX 00: ALL ITEMS 2015=100\", dataset MM23): the UK CPI index level, all items, 2015=100, 143.6 for August 2026 → 144.1 for September 2026, published by the ONS on 2026-10-21. Next ONS release: 2026-11-18.","period":"2026-09","factKey":"uk/cpi/index-level"},{"area":"uk-inflation","key":"cpih/annual-rate","label":"CPIH 12-month inflation rate (all items)","from":3.3,"to":3.6,"unit":"%","effectiveFrom":"2026-10-21","source":"https://www.ons.gov.uk/economy/inflationandpriceindices/timeseries/l55o/mm23","verifiedDate":"2026-10-31","note":"First derivation of data/uk-inflation.json from the ONS time series L55O (\"CPIH ANNUAL RATE 00: ALL ITEMS 2015=100\", dataset MM23): the UK CPIH (CPI including owner occupiers' housing costs) 12-month rate, all items, 3.3% for August 2026 → 3.6% for September 2026, published by the ONS on 2026-10-21. Next ONS release: 2026-11-18.","period":"2026-09","factKey":"uk/cpih/annual-rate"},{"area":"us-inflation","key":"cpi-u/annual-rate","label":"CPI-U 12-month percent change (all items, U.S. city average, not seasonally adjusted)","from":3.4,"to":3.7,"unit":"%","effectiveFrom":"2026-10-14","source":"https://www.bls.gov/news.release/archives/cpi_10142026.htm","verifiedDate":"2026-10-31","note":"CPI-U 12-month percent change, September 2026: 3.7% (August 2026: 3.4%); BLS CPI release 2026-10-14 — \"The Consumer Price Index for All Urban Consumers (CPI-U) increased 3.7 percent over the last 12 months to an index level of 336.940 (1982-84=100).\" (September 2026 CPI release, 2026-10-14) — CUUR0000SA0 2026 M09 (September) 336.940; 2025 M09 (September) 324.800","period":"2026-09","factKey":"us/cpi-u/annual-rate"},{"area":"us-inflation","key":"cpi-u/index-level","label":"CPI-U index level (all items, U.S. city average, not seasonally adjusted, 1982-84=100)","from":334.98,"to":336.94,"unit":"index, 1982-84=100","effectiveFrom":"2026-10-14","source":"https://data.bls.gov/timeseries/CUUR0000SA0","verifiedDate":"2026-10-31","note":"CPI-U index level, September 2026: 336.94 (August 2026: 334.98) index, 1982-84=100; BLS CPI release 2026-10-14 — CUUR0000SA0 2026 M09 (September) 336.940","period":"2026-09","factKey":"us/cpi-u/index-level"},{"area":"jp-vehicle-costs","key":"cali/passenger-12m-from-2026-11","label":"Private passenger car, 12-month policy starting on or after 2026-11-01","from":11500,"to":12250,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-10-24","note":"Private passenger car, 12-month policy starting on or after 2026-11-01: 11500 → 12250 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf)","factKey":"jp/cali/passenger-12m"},{"area":"jp-vehicle-costs","key":"cali/passenger-24m-from-2026-11","label":"Private passenger car, 24-month policy starting on or after 2026-11-01","from":17650,"to":18560,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-10-24","note":"Private passenger car, 24-month policy starting on or after 2026-11-01: 17650 → 18560 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf)","factKey":"jp/cali/passenger-24m"},{"area":"jp-vehicle-costs","key":"cali/passenger-36m-from-2026-11","label":"Private passenger car, 36-month policy starting on or after 2026-11-01","from":23690,"to":24690,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-10-24","note":"Private passenger car, 36-month policy starting on or after 2026-11-01: 23690 → 24690 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf)","factKey":"jp/cali/passenger-36m"},{"area":"jp-vehicle-costs","key":"cali/kei-12m-from-2026-11","label":"Kei car (inspected), 12-month policy starting on or after 2026-11-01","from":11440,"to":12300,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-10-24","note":"Kei car (inspected), 12-month policy starting on or after 2026-11-01: 11440 → 12300 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf)","factKey":"jp/cali/kei-12m"},{"area":"jp-vehicle-costs","key":"cali/kei-24m-from-2026-11","label":"Kei car (inspected), 24-month policy starting on or after 2026-11-01","from":17540,"to":18660,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-10-24","note":"Kei car (inspected), 24-month policy starting on or after 2026-11-01: 17540 → 18660 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf)","factKey":"jp/cali/kei-24m"},{"area":"jp-vehicle-costs","key":"cali/kei-36m-from-2026-11","label":"Kei car (inspected), 36-month policy starting on or after 2026-11-01","from":23520,"to":24830,"unit":"JPY","effectiveFrom":"2026-11-01","source":"https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf","verifiedDate":"2026-10-24","note":"Kei car (inspected), 36-month policy starting on or after 2026-11-01: 23520 → 24830 JPY from 2026-11-01 (https://www.fsa.go.jp/singi/singi_zidousya/siryou/20260430/01_153.pdf)","factKey":"jp/cali/kei-36m"},{"area":"jp-vehicle-costs","key":"inspection-fee/standard-bring-in","label":"Continuing inspection, vehicle presented (持込), standard-size car (普通自動車)","from":2300,"to":2600,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection, vehicle presented (持込), standard-size car (普通自動車): 2300 → 2600 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/standard-bring-in"},{"area":"jp-vehicle-costs","key":"inspection-fee/small-bring-in","label":"Continuing inspection, vehicle presented (持込), small car (小型自動車, not two-wheelers)","from":2200,"to":2500,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection, vehicle presented (持込), small car (小型自動車, not two-wheelers): 2200 → 2500 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/small-bring-in"},{"area":"jp-vehicle-costs","key":"inspection-fee/standard-small-certificate-counter","label":"Continuing inspection with a designated-garage certificate (保安基準適合証), counter filing, standard or small car","from":1800,"to":2100,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection with a designated-garage certificate (保安基準適合証), counter filing, standard or small car: 1800 → 2100 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/standard-small-certificate-counter"},{"area":"jp-vehicle-costs","key":"inspection-fee/standard-small-certificate-oss","label":"Continuing inspection with a designated-garage certificate, online (OSS) filing, standard or small car","from":1600,"to":1850,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection with a designated-garage certificate, online (OSS) filing, standard or small car: 1600 → 1850 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/standard-small-certificate-oss"},{"area":"jp-vehicle-costs","key":"inspection-fee/kei-bring-in","label":"Continuing inspection, vehicle presented (持込) at 軽自動車検査協会, kei car","from":2200,"to":2500,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection, vehicle presented (持込) at 軽自動車検査協会, kei car: 2200 → 2500 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/kei-bring-in"},{"area":"jp-vehicle-costs","key":"inspection-fee/kei-certificate-counter","label":"Continuing inspection with a designated-garage certificate, counter filing, kei car","from":1800,"to":2100,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection with a designated-garage certificate, counter filing, kei car: 1800 → 2100 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/kei-certificate-counter"},{"area":"jp-vehicle-costs","key":"inspection-fee/kei-certificate-oss","label":"Continuing inspection with a designated-garage certificate, online (OSS) filing, kei car","from":1600,"to":1850,"unit":"JPY","effectiveFrom":"2026-04-01","source":"https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf","verifiedDate":"2026-10-24","note":"Continuing inspection with a designated-garage certificate, online (OSS) filing, kei car: 1600 → 1850 JPY from 2026-04-01 (https://www.naltec.go.jp/business/inspection/hbh5ss0000000ngo-att/gtg5d20000000cre.pdf)","factKey":"jp/inspection-fee/kei-certificate-oss"},{"area":"vehicles","key":"jp-recalls/recall-filings","label":"MLIT recall filings matched to covered models","from":919,"to":3283,"effectiveFrom":"2026-10-24","source":"https://renrakuda.mlit.go.jp/","verifiedDate":"2026-10-24","note":"Refresh from the shaken-data MLIT pipeline of 2026-10-24: coverage grew from 75 to 313 models (Japanese makers, Lexus, 14 import brands and 47 motorcycle families, combined from MLIT's grade-level names), and recall matching now reads every typeList block of a filing (it had read only the first, undercounting filings that list many vehicle types). MLIT's portal data runs to filings of 2026-08-27."},{"area":"vehicles","key":"jp-recalls/complaints","label":"MLIT owner complaints across covered models","from":19659,"to":39954,"effectiveFrom":"2026-10-24","source":"https://renrakuda.mlit.go.jp/","verifiedDate":"2026-10-24","note":"Same refresh (2026-10-24): complaints for 313 models. MLIT's complaint search matches names by substring, so earlier per-model totals double-counted sibling models (e.g. カローラ included カローラフィールダー); complaints are now counted by exact model name with reviewed same-model spellings merged, so the change mixes new coverage (up) and that correction (down)."},{"area":"jp-living-costs","key":"minimum-wage/national-weighted-average","label":"Regional minimum wage (hourly), national weighted average, FY2026 revision","from":1121,"to":1177,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), national weighted average, FY2026 revision: 1121 → 1177 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/national-weighted-average"},{"area":"jp-living-costs","key":"minimum-wage/hokkaido","label":"Regional minimum wage (hourly), Hokkaido (北海道), FY2026 revision","from":1075,"to":1131,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Hokkaido (北海道), FY2026 revision: 1075 → 1131 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/hokkaido"},{"area":"jp-living-costs","key":"minimum-wage/aomori","label":"Regional minimum wage (hourly), Aomori (青森県), FY2026 revision","from":1029,"to":1090,"unit":"JPY/hour","effectiveFrom":"2026-10-29","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Aomori (青森県), FY2026 revision: 1029 → 1090 JPY/hour from 2026-10-29 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/aomori"},{"area":"jp-living-costs","key":"minimum-wage/iwate","label":"Regional minimum wage (hourly), Iwate (岩手県), FY2026 revision","from":1031,"to":1090,"unit":"JPY/hour","effectiveFrom":"2026-12-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Iwate (岩手県), FY2026 revision: 1031 → 1090 JPY/hour from 2026-12-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/iwate"},{"area":"jp-living-costs","key":"minimum-wage/miyagi","label":"Regional minimum wage (hourly), Miyagi (宮城県), FY2026 revision","from":1038,"to":1098,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Miyagi (宮城県), FY2026 revision: 1038 → 1098 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/miyagi"},{"area":"jp-living-costs","key":"minimum-wage/akita","label":"Regional minimum wage (hourly), Akita (秋田県), FY2026 revision","from":1031,"to":1090,"unit":"JPY/hour","effectiveFrom":"2026-10-14","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Akita (秋田県), FY2026 revision: 1031 → 1090 JPY/hour from 2026-10-14 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/akita"},{"area":"jp-living-costs","key":"minimum-wage/yamagata","label":"Regional minimum wage (hourly), Yamagata (山形県), FY2026 revision","from":1032,"to":1092,"unit":"JPY/hour","effectiveFrom":"2026-10-30","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Yamagata (山形県), FY2026 revision: 1032 → 1092 JPY/hour from 2026-10-30 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/yamagata"},{"area":"jp-living-costs","key":"minimum-wage/fukushima","label":"Regional minimum wage (hourly), Fukushima (福島県), FY2026 revision","from":1033,"to":1094,"unit":"JPY/hour","effectiveFrom":"2026-10-16","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Fukushima (福島県), FY2026 revision: 1033 → 1094 JPY/hour from 2026-10-16 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/fukushima"},{"area":"jp-living-costs","key":"minimum-wage/ibaraki","label":"Regional minimum wage (hourly), Ibaraki (茨城県), FY2026 revision","from":1074,"to":1136,"unit":"JPY/hour","effectiveFrom":"2026-10-18","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Ibaraki (茨城県), FY2026 revision: 1074 → 1136 JPY/hour from 2026-10-18 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/ibaraki"},{"area":"jp-living-costs","key":"minimum-wage/tochigi","label":"Regional minimum wage (hourly), Tochigi (栃木県), FY2026 revision","from":1068,"to":1125,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Tochigi (栃木県), FY2026 revision: 1068 → 1125 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/tochigi"},{"area":"jp-living-costs","key":"minimum-wage/gunma","label":"Regional minimum wage (hourly), Gunma (群馬県), FY2026 revision","from":1063,"to":1120,"unit":"JPY/hour","effectiveFrom":"2026-10-03","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Gunma (群馬県), FY2026 revision: 1063 → 1120 JPY/hour from 2026-10-03 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/gunma"},{"area":"jp-living-costs","key":"minimum-wage/saitama","label":"Regional minimum wage (hourly), Saitama (埼玉県), FY2026 revision","from":1141,"to":1196,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Saitama (埼玉県), FY2026 revision: 1141 → 1196 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/saitama"},{"area":"jp-living-costs","key":"minimum-wage/chiba","label":"Regional minimum wage (hourly), Chiba (千葉県), FY2026 revision","from":1140,"to":1195,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Chiba (千葉県), FY2026 revision: 1140 → 1195 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/chiba"},{"area":"jp-living-costs","key":"minimum-wage/tokyo","label":"Regional minimum wage (hourly), Tokyo (東京都), FY2026 revision","from":1226,"to":1280,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Tokyo (東京都), FY2026 revision: 1226 → 1280 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/tokyo"},{"area":"jp-living-costs","key":"minimum-wage/kanagawa","label":"Regional minimum wage (hourly), Kanagawa (神奈川県), FY2026 revision","from":1225,"to":1279,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Kanagawa (神奈川県), FY2026 revision: 1225 → 1279 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/kanagawa"},{"area":"jp-living-costs","key":"minimum-wage/niigata","label":"Regional minimum wage (hourly), Niigata (新潟県), FY2026 revision","from":1050,"to":1108,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Niigata (新潟県), FY2026 revision: 1050 → 1108 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/niigata"},{"area":"jp-living-costs","key":"minimum-wage/toyama","label":"Regional minimum wage (hourly), Toyama (富山県), FY2026 revision","from":1062,"to":1119,"unit":"JPY/hour","effectiveFrom":"2026-10-01","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Toyama (富山県), FY2026 revision: 1062 → 1119 JPY/hour from 2026-10-01 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/toyama"},{"area":"jp-living-costs","key":"minimum-wage/ishikawa","label":"Regional minimum wage (hourly), Ishikawa (石川県), FY2026 revision","from":1054,"to":1113,"unit":"JPY/hour","effectiveFrom":"2026-10-03","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Ishikawa (石川県), FY2026 revision: 1054 → 1113 JPY/hour from 2026-10-03 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/ishikawa"},{"area":"jp-living-costs","key":"minimum-wage/fukui","label":"Regional minimum wage (hourly), Fukui (福井県), FY2026 revision","from":1053,"to":1112,"unit":"JPY/hour","effectiveFrom":"2026-10-04","source":"https://www.mhlw.go.jp/content/11200000/001753404.pdf","verifiedDate":"2026-10-24","note":"Regional minimum wage (hourly), Fukui (福井県), FY2026 revision: 1053 → 1112 JPY/hour from 2026-10-04 (https://www.mhlw.go.jp/content/11200000/001753404.pdf)","factKey":"jp/minimum-wage/fukui"}],"freshness":{"verifiedDate":"2026-11-06","nextScheduledRefresh":null,"staleness":"live"},"cite":{"url":"https://databutler.dev/r/changes?since=2026-08-31&area=all","text":"databutler.dev, computed live 2026-11-06 against https://www.gov.uk/register-birth"}}